Schengen Visa Medical Insurance Requirements

If you are traveling to any of the 15 countries listed below for either tourism or business purpose, you need to show the proof of adequate medical insurance coverage at the time of visa application, before the visa can be granted:

Schengen countries:  Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Holland, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.

Schengen visa insurance requirements

Acceptable medical insurance for schengen visa must meet following criteria:

  • Medical coverage of at least €30,000 per person (US$37,500 per person)
  • Claims against the insurance company must be recoverable in Schengen, Switzerland and Liechtenstein
  • Coverage of all expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment
  • The insurance need to cover the entire stay in Schengen territory

Documents required to obtain a Schengen visa

  • 2 application forms (completely filled in) with photograph.
  • valid passport (validity must extend until at least 3 months after the end of the planned journey).
  • copy of itinerary with confirmed reservation, airline ticket to be presented prior to issuance of visa.
  • proof of sufficient means of support e.g. bank statements, proof of income or an invitation letter and sponsorship declaration from your relatives / friends in a Schengen country.
  • Letter from your company giving details about your business trip.
  • proof of health insurance cover for your stay in the Schengen area to be presented prior to issuance of visa.
  • visa fees (please contact the Embassy or Consulate where the application is to be lodged).
  • Minors traveling by themselves or with only one custodian need to contact the respective Embassy or Consulate for further requirements.

You need a Schengen visa if you are a national of one of the following countries:

Country List
AFGHANISTAN
ALGERIA
ANGOLA
ARMENIA
AZERBAIJAN
BAHRAIN
BANGLADESH
BELARUS
BELIZE
BENIN
BHUTAN
BOLOVIA
BOTSWANA
BURKINA FASO
BURMA/MYANMAR
BURUNDI
CAMBODIA
CAMEROON
CAPE VERDE
CENTRAL AFRICAN REPUBLIC
CHAD
CHINA
COLOMBIA
COMOROS
CONGO
COTE D'IVOIRE
CUBA
DEM. REP. OF CONGO
DJIBOUTI
DOMINICA
DOMINICAN REPUBLIC
ECUADOR
EGYPT
EQUATORIAL GUINEA
ERITREA
ETHIOPIA
FIJI
GABON
GAMBIA
GEORGIA
GHANA
GRENADA GUINEA
GUINEA-BISSAU
GUYANA
HAITI
INDIA
INDONESIA
IRAN
IRAQ
JAMAICA
JORDAN
JORDAN
KAZAKHSTAN
KENYA
KIRIBATI
KUWAIT
KYRGYZSTAN
LAOS
LEBANON
LESOTHO
LIBERIA
LIBYA
MADAGASCAR
MALAWI
MALDIVES
MALI
MARSHALL ISLANDS
MAURITANIA
MICRONESIA
MOLDOVA
MONGOLIA
MOROCCO
MOZAMBIQUE
NAMIBIA
NAURU
NEPAL
NIGER
NIGERIA
NORTH KOREA
NORTHERN MARIANAS ISLANDS)
OMAN
PAKISTAN
PALAU
PAPUA NEW GUINEA
PERU
PHILIPPINES
QATAR
RUSSIA
RWANDA
SAMOA
SAO TOME AND PRINCIPE
SAUDI ARABIA
SENEGAL
SIERRA LEONE
SOLOMON ISLANDS
SOMALIA
SOUTH AFRICA
SRI LANKA
ST LUCIA
ST VINCENT AND THE GRENADINES
SUDAN
SURINAME
SWAZILAND
SYRIA

TAJIKISTAN
TANZANIA
THAILAND
TIMOR-LESTE
TOGO
TONGA
TRINIDAD AND TOBAGO
TUNISIA
TURKEY
TURKMENISTAN
TUVALU
UGANDA
UKRAINE
UNITED ARAB EMIRATES
UZBEKISTAN
VANUATU
VIETNAM
YEMEN
ZAMBIA
ZIMBABWE

Patient Protection and Affordable Care Act (“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.