Visa Insurance Requirements
J-1 & J-2 Visa Student Insurance Requirements
Students coming to the US to study on a J-1 Student Visa, and their family members that are joining them are required by the US government to carry medical insurance for the full duration of their stay in the US. Colleges and universities are required to provide the government requirements for this insurance, however the information provided usually only illustrates some of these requirements.
Here are some plans that meet or exceed the US government requirements on medical insurance for J-1 Visa holders.
Clicking this link you will find the full text of the US government requirements for students coming to the US and their family members on a J-1/J-2 Student Visa.
Schengen Visa Medical Insurance Requirements
If you are traveling to any of the 15 countries listed below for either tourism or business purpose, you need to show the proof of adequate medical insurance coverage at the time of visa application, before the visa can be granted:
Schengen countries: Austria, Belgium, Denmark, Finland, France, Germany, Greece, Iceland, Italy, Luxembourg, Netherlands, Norway, Portugal, Spain and Sweden.
Schengen visa insurance requirements
Acceptable medical insurance for schengen visa must meet following criteria:
- Medical coverage of at least €30.000 per person (US$37,500 per person)
- Claims against the insurance company must be recoverable in Schengen, Switzerland and Liechtenstein
- Coverage of all expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment
- The insurance need to cover the entire stay in Schengen territory
Patient Protection and Affordable Care Act (“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.