Short Term Medical Insurance

Plans: Amigo Short Term Medical / Secure 12 x 3 STM / Secure STM

Comprehensive health insurance products are perfect for:

• People in non-traditional jobs
• Temporary employees less likely to receive health insurance from their employers
• People in career transition
• Self-employed
• Between health insurance plans
• Unemployed or recently laid off
• Looking for a lower-cost alternative to COBRA or more comprehensive health insurance
• A college student or recent graduate who is just starting out

Medical plans offer:

• Comprehensive medical coverage
• No prerequisite to join an HMO or PPO as most major medical coverage dictates
• Freedom of choice of any doctor or hospital
• Flexible payment, deductible and coinsurance options
• Competitive premium rates
• Quick and easy enrollment with simplified underwriting and instant approval

Short Term Medical Insurance

The Amigo Short Term Medical Plan is a temporary health insurance program that understands the needs of recent graduates, the self-employed and many other individuals and families who lack adequate coverage. If you are in transition and without health insurance you need a friend that will respond if you have an injury or illness. With Amigo Medical, you can choose from a range of deductibles, select the exact length of coverage you require, and receive treatment from the doctors and hospitals of your choice. (Companion Life has earned an A.M. Best rating of A+ (Superior))
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Competitor Secure 12x3 STM - (Standard Security Life Insurance Company of New York) You can apply for three consecutive 12 month coverage periods, up to a maximum of 36 months in all.  Anytime you are without insurance, you are running a risk. You may not have a health problem now, but insurance is for the unexpected. Secure 12x3 STM allows you and your family to purchase affordable short-term medical coverage for physician services, surgery, outpatient and inpatient care for a temporary period.
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Secure STM - (Standard Security Life Insurance Company of New York) Short Term Medical coverage from 30 days up to 6 or 12 months of coverage. Eligibility up to age 65. Including; $2,000,000 Lifetime Maximum Per Covered person; Freedom to choose any doctor or hospital; Choice of $250, $500, $1,000, and $2,500 deductibles; Select to pay monthly or single payment; Accept payment by: check, money order, MasterCard, Visa, Discover or automatic monthly bank draft; Children age 19 and over should apply separately. Child-only coverage is available for ages 2 through 18.
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