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The Competitor Secure 12x3 STM

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• Online application
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• Payment by Credit Card, Check or
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• Print your policy information

You can apply for three consecutive 12 month coverage periods, up to a maximum of 36 months in all.

Anytime you are without insurance, you are running a risk. You may not have a health problem now, but insurance is for the unexpected. Secure 12x3 STM allows you and your family to purchase affordable short-term medical coverage for physician services, surgery, outpatient and inpatient care for a temporary period.

Eligibility:

Secure 12x3 STM is offered to  members, their spouses and their dependent children under age 19 (or under age 25 if a full-time student) who have a social security number and can answer 'no' to the health questions on the application. Children age 19 and over should apply separately. Child-only coverage is available for ages 2 through 18.

Featuring...

•   Option for up to three 12 month coverage periods
•   Includes Rx Drug Card - up to $10 for Generic Drugs
•   $25 per doctor office visit
•   $500 Supplemental Accident Option
•   Choose any doctor or hospital
•   Choice of $500, $1,000,$2,500, and $5,000 deductibles  
•   Accept payment by: check, money order, MasterCard, Visa, Discover or automatic monthly bank draft

Perfect for...

• Those self-employed
•   Part-time and temporary employees
•   Those needing a COBRA alternative
•   Dependent Child Coverage
•   College Students / New Graduates

Next Day Coverage Available!

The insurance can be effective as early as 12:01 a.m. the next day after the transmission date. However, the applicant can choose a later effective date not to exceed 60 days from transmission date. Coverage ends on termination date listed in your policy.

Insured By:
Standard Security Life Insurance Company of New York
Rated A (Excellent) for financial condition by A.M. Best Company
A.M. Best ratings range from A++ to D.

Administered By:
Health Plan Administrators, Inc.