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US Visitor Medical Insurance
This kind of insurance plan can best be described as a "Scheduled Benefit Plan". This means that for every benefit, there is a maximum amount of money that the company will pay for that particular service. For older travelers, these plans become very affordable and provide decent coverage for hospital room & board charges, and also include separate surgical, office visit, prescription, etc. benefits that vary depending on the policy maximum chosen. You should realize that all of the plans in this category are really designed to be "lower priced" than the more comprehensive "Travel Health Insurance" plans.
InBound Plans from SevenCorners (Formerly SRI)
InBound USA | InBound Hospital
WHY YOU NEED THIS PROGRAM
While the United States offers the most comprehensive medical care available, it is often complicated as well as very expensive. For the visitor to the United States or the recent immigrant, finding a program that is easy to understand and reasonably priced is often difficult.
As a solution, InboundUSA was developed to provide a simple program to visitors and immigrants.
This is a brief description of the InboundUSA program. Detailed wording is outlined in the Program Summary, which will be mailed to you once you have enrolled into Inbound USA.
ELIGIBILITY
This program is available to non-United States citizens who come to the U.S. for business, pleasure, to study, or to immigrate. The program must become effective within 12 months of arrival in the United States.
PERIOD OF COVERAGE
You may initially enroll into Inbound USA for between 1 and 12 months. If you initially purchase at least 3 months, you may continue to renew coverage for a minimum 3 months at a time, at the premium rate in force at the time of renewal. Total period of coverage for Inbound USA cannot exceed 12 months (in order to reapply after the 12 months, you must first return to your home country). Renewals for clients purchasing a minimum of 3 months of coverage.
InBound Hospital
- Renewals for clients purchasing a minimum of 3 months of coverage.
- Pre-Existing Conditions covered up to $5,000 (see below).
- $25,000 Common Carrier benefit at no additional cost.
- Can be purchased in conjunction with other Travel Insurance plans.
ELIGIBILITY
This program is available to non-United States citizens who come to the U.S. for business, pleasure, to study, or to immigrate. The program must become effective within 12 months of arrival in the United States.
PERIOD OF COVERAGE
You may initially enroll into Inbound USA for between 1 and 12 months. If you initially purchase at least 3 months, you may continue to renew coverage for a minimum 3 months at a time, at the premium rate in force at the time of renewal. Total period of coverage for Inbound Hospital cannot exceed 12 months (in order to reapply after the 12 months, you must first return to your home country).
Visitors CareSM from IMG
This plan offers Lifetime benefit maximums of US$25,000, US$50,000 and US$100,000. You have your choice of deductibles of US$75 or US$150 per period of insurance. When you incur eligible medical expenses , the plan will provide benefits for Usual, Reasonable and Customary charges as outlined in the Schedule of Benefits.