US Visitor/Immigrant Insurance > Seven Corners
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InBound USA Visitor Medical Insurance
Why you need InBound USA
While the United States offers the most comprehensive medical care
available, it is often complicated as well as very expensive. For the visitor
to the United States or the recent immigrant, finding a program that is easy
to understand and reasonably priced is often difficult.
As a solution, Inbound USA was developed to provide a simple program
to visitors and immigrants.
This is a brief description of the Inbound USA Visitor Medical Insurance Plan. Detailed
wording is outlined in the Program Summary, which will be mailed to you once
you have enrolled into Inbound USA.
Eligibility
This program is available to non-United States citizens who come
to the U.S. for business, pleasure, to study, or to immigrate. The program must
become effective within 12 months of arrival in the United States.
Period of Coverage
You may initially enroll into Inbound USA for between 5 days and 12 months.
If you initially purchase at least 3 months, you may continue to renew coverage
for a minimum 3 months at a time, at the premium rate in force at the time of
renewal. Total period of coverage for Inbound USA cannot exceed 12 months (in
order to reapply after the 12 months, you must first return to your home country).
Effective Date - Your coverage will begin on the latest of
the following:
- Your departure from your Home Country; or
- The date your Application and premium are received by Seven Corners; or
- The date your Application and premium are accepted by Seven Corners; or
- The date you request on the Application.
Expiration Date - Your coverage will end on the earlier of
the following:
- The date shown on the Insurance Confirmation Card, for which premium
has been paid; or
- The date you return to your Home Country; or
- 12 months after your original Effective Date; or
- The day an insured becomes a U.S. citizen or is considered a U.S.
resident by the state where they are residing; or
- The date of entry into active military service.
Upon each renewal, rates, benefits, and program in general are subject
to change.
Renewal
If Inbound USA is initially purchased for at least three months,
one month before the expiration date, Seven Corners will send a renewal notice to the
Address of Correspondence listed on the application. Coverage may then be renewed
for a period of time, depending upon your specific need. If you renew the coverage
for 3 or more months (up to 12 months at a time), Seven Corners will continue to send
renewal notices to you. If you renew the coverage for less than 3 months, Seven Corners
will assume that you no longer require the coverage and will not send another
renewal notice. Again, total period of coverage for Inbound USA can not exceed
12 months.
Insurance Company
Inbound USA is underwritten by Certain Underwriters at Lloyd's, London and is
rated A "Excellent" by A.M. Best. In addition to being one of the
largest insurance entities in the world, Lloyd's has over 300 years of experience
in the international insurance business.
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