Available for up to two 364-day policy periods, Inbound Choice is a low-cost scheduled benefit travel medical plan that provides up to $130,000 in coverage for any new illness & injury that might occur while traveling to the US.
**Note: We cannot accept an address from Colorado, Maryland, New York, South Dakota or Washington.
**Country Restrictions: We cannot accept an address in Australia, Canada, Islamic Republic of Iran, Switzerland, Syrian Arab Republic, the U.S. Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone.Quote & Buy Inbound Choice
When your covered Injury or Sickness requires treatment by a physician, this program will provide benefits for the Usual and Customary (U&C) charges scheduled below which exceed the chosen Per Person Deductible (either $0, $50 or $100) for each Injury and each Sickness and which are incurred within the 52 weeks following the Injury or Sickness. Payment for any covered service will be no more than the Benefit Limit shown for it. The total payable by all Benefits will be no more than $50,000, $75,000, $100,000 or $130,000 for each Injury and each Sickness.
We pay up to the specified limit for an acute onset of a pre-existing condition if the condition occurs in the United States during your coverage period, & if you receive treatment in the United States within 24 hours of the sudden & unexpected recurrence. A pre-existing condition that is chronic, congenital or gradually worsens over time is not covered.
Pre-existing conditions are defined in detail in the policy. A brief summary is shown here:
Pre-existing conditions include any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder that existed with reasonable medical certainty during the 180 days before your coverage on Inbound Choice began, whether or not it was previously manifested, symptomatic, known, diagnosed, treated or disclosed. This includes but is not limited to any medical condition, sickness, injury, illness, disease, mental illness or mental nervous disorder for which medical advice, diagnosis, care or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the 180 days before the effective date.
We will return your remains to your home country if you should die while traveling. *Arrangements for evacuation & return of remains must be made by Seven Corners Assist.
Accidental Death and Dismemberment shall apply to covered accidents sustained by an insured person while riding as a passenger in or on any land, water or air conveyance operated under a license for the transportation of passengers for hire. A loss must occur within 365 days after the date of accident causing the loss.
(“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.
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