RoundTrip Elite Travel Protection

From SevenCorners

Available for trips up to 90 days in duration, RoundTrip Elite is a quality trip cancellation insurance plan that provides a wide range of carefully chosen benefits to protect your trip cost, your health, your baggage, Cancel for any Reason & Cancel for Work Reasons. (Not available to NY and Florida residents.)

Quote & Buy RoundTrip Elite

RoundTrip Elite Benefit Schedule

Benefit

Description

Trip Cancellation
Tour Cost to a maximum of $30,000
Trip Interruption
150% or tour cost maximum
Trip Delay / Missed Connection
$1,500
Emergency Medical Expense
$250,000
Emergency Medical Evacuation / Repatriation
$1,000,000
Lost Baggage / Personal Effects
$2,500
Baggage Delay
$600
24-Hour AD&D
$25,000
Common Carrier AD&D
$25,000
Travel Assistance Services
Included
Optional Flight Accident per Trip
$100,000; $250,000; or $500,000
Optional Rental Car Damage
$35,000
Cancel For Any Reason
75% of non-refundable trip cost
Cancel For Work Reason
100% of non-refundable trip cost
Lost Ski Days & Equipment Rental
$1,000
Lost Golf Rounds & Equipment Rental
$1,000

Description of Benefits

Trip Cancellation / Interruption

Covers non-refundable, prepaid trip costs if you are unable to take your trip due to:

Sickness, Injury or Death; Death or Hospitalization of Host at Destination; Jury Duty; Quarantine; Court-Ordered Appearance; Traffic Accident; Residence Uninhabitable; Strike; Felonious Assault; Military Duty for Natural Disaster Relief; Termination / Layoff / Transfer; Weather; Terrorist Incident; Bankruptcy / Default; Natural Disaster; Hijacking.

Single Occupancy - We will pay the increased cost in your per person occupancy rate if your traveling companion’s or family member’s trip is canceled or interrupted for a covered reason.

Trip Delay

Reimburses you once for additional transportation, meals, accommodations & non-refundable, unused prepaid expenses if delayed 12 or more hours en route to / from your trip. (Separate coverage reasons apply.)

Missed Connection

Reimburses you for additional transportation costs to join your cruise, if you miss your cruise due to flight cancellation or a flight delay of 3 or more hours. This benefit also covers accommodations, meals, and nonrefundable trip payments for the unused portion of the cruise. (Separate coverage reasons apply.)

Emergency Medical Expense

Covers medical treatment for a sickness or injury which occurs during your trip.

Emergency Medical Evacuation / Repatriation

  • We will evacuate you to the nearest appropriate medical facility if medically necessary.
  • If you are hospitalized more than 7 days, we will transport dependent children home if traveling with you. Also, we will send a person chosen by you to/from your bedside if you are traveling alone.
  • If you die while traveling, we will return your remains to your residence in the United States or to your place of burial.

Baggage & Checked Baggage Delay

Covers loss, theft & damage to baggage & personal effects. Also reimburses you for personal effects if your bags are delayed more than 24 hours. These benefits are secondary to other coverage.

Optional Coverages

Cancel for Any Reason

Pays up to 75% of your trip cost if you cancel your trip for any reason not otherwise covered, provided you cancel 2 days or more before departure. (Coverage must be purchased within 20 days of your initial trip payment or deposit*.)

Cancel for Work Reasons

Pays up to 100% of your trip cost if you cancel your trip due to the work related reasons shown below. (Coverage must be purchased within 20 days of your initial trip payment or deposit*.)

  • Company merger/acquisition.
  • Transfer which requires relocation of your principal residence.
  • Requirement to work during the trip.
  • Place of employment unsuitable for business due to natural disaster.

Note: Coverage for job termination & layoff is included in the base plan.

Lost Ski Days & Equipment Rental

Pays up to $500 for your lift ticket if you cannot ski because 50% or more of the trails are closed. Also pays up to $500 for equipment rental if your checked sports equipment is lost, stolen, damaged or delayed 12 hours or longer.

Golf Rounds & Equipment Rental

Pays up to $500 for prepaid golf tickets or greens fees if you cannot play 9 holes of an 18-hole round due to weather. Also pays up to $500 for equipment rental if your checked sports equipment is lost, stolen, damaged or delayed 12 hours or longer.

These optional benefits are provided if you select them & pay the additional cost.

Flight Accident Coverage

Pays additional AD&D benefits due to an accident occurring while you are a passenger on an aircraft

Rental Car Damage

Provides rental car coverage while on your trip.

Pre-existing Medical Conditions

Pre-existing medical conditions are not covered by RoundTrip Economy.

A Pre-existing Condition means an illness, disease, or other condition during the sixty (60) day period immediately prior to the Effective Date for which You, a Traveling Companion, a Family Member booked to travel with You:

  1. exhibited symptoms that would have caused one to seek care or treatment; or
  2. received or received a recommendation for a test, examination, or medical treatment; or
  3. took or received a prescription for drugs or medicine.

Item (3) of this definition does not apply to a condition that is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the sixty (60) day period before the Effective Date.

*Initial Trip Payment or Deposit - This is the first day any payment is made toward your Land / Sea / Air Arrangements.

Underwritten by United States Fire Insurance Company, which is rated “A” (Excellent) by AM Best.

Patient Protection and Affordable Care Act

(“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.

InsuranceQuest.com is a web site from CDA Insurance LLC. CDA Insurance LLC is not an insurance carrier, we are an agency that represents many companies offering products to the general public. We do our best to assure that all information presented on our web site is current and accurate. The information and suggestions on our site are intended for informational purposes only, and we expressly disclaim any representations or warranties, express or implied, regarding the accuracy of such information.

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