|International Medical & Travel Insurance
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FAX - +1.503.212.5599
In this section of the site we have Travel Medical Insurance plans. These plans offer temporary coverage from between 5 days and 3 years depending on the plan you choose. They are guaranteed issue, meaning there are no health questionnaires to complete, only a simple application and your policy is issued. They offer limited coverage in your country of citizenship/residence. They don't cover things like maternity, physicals or pre-existing conditions (with limited exceptions). They should be considered international sickness/injury plans. You might look at these plans for more comprehensive international health insurance coverage or here if you are looking for trip cancellation/baggage protection. Whether it is for a British Citizen that makes frequent business trips around the EU, a Brazilian going on a Scuba Diving trip to Australia, parents from India coming to the US to visit their children and grandchildren, or a US Citizen living in Mexico, we have plans that will fit your needs.
We understand that shopping for insurance can be a very confusing process. We take our job very seriously and do everything we can to be sure that you understand the plan that you purchase
While the United States offers the most
comprehensive medical care available, it is often complicated as
well as very expensive. For the visitor to the United States or
the recent immigrant, finding a program that is easy to understand
priced is often difficult.
Atlas American and Atlas International
The Atlas Series now automatically includes many new benefits, services and features that make it the best option for individuals and families who travel internationally. At no additional cost, the Atlas Series adds coverage for Acts of Terrorism, Complications of Pregnancy and Incidental Trips home to the industy's leading travel medical insurance plan. State of the art travel and emergency medical assistance services are part of every Atlas Series plan. In addition, the Atlas Series now allows you to extend and/or renew your coverage for up to 36 months. All of this with the same astonishing service you have come to expect from HCC Medical Insurance Services, the leader in international travel medical insurance. You can view the description of benefits or the schedule of benefits for further details. [more information]
Providing comprehensive medical coverage while traveling outside the insured's home country (country of permanent residence), Travel Medical Insurance fills a valuable need to the global community. You can buy Liaison International to cover you on your trips of 5 days or more, Liaison International is renewable for up to 6 months. Choose policy maximums from $50,000 to $1,000,000. [more information]
Liaison Continent is similar to the Liaison International plan, however it offers some plan designs that make it one of the lowest priced "comprehensive plans".
You can buy Liaison Continent to cover you on your trips of
5 days or more and
is renewable for up to 187 days.
Designed for the international traveler
Inbound Immigrant was developed to
provide a simple program to visitors and immigrants. This program
is available to non-United States citizens who come to the U.S.
for business, pleasure, to study, or to immigrate. It is available
for up to 5 years of coverage and is a perfect low cost option for
someone waiting for Medicare..
Comprehensive Benefit Plans
This type of plan design is much better coverage than a Scheduled Benefit plan. With this type of plan your "out of pocket maximum" is much more certain. This also tends to be more expensive than a Scheduled Benefit design.
Scheduled Benefit Plans
This type of plan is designed to be lower priced than the Comprehensive plans. Though these plans have similar maximum benefits, you need to also look at the specific benefit levels for things like Inpatient & Outpatient Surgical Treatment and Hospital Emergency Room. These lower benefits can lead to a hospital billing for charges that exceed the covered benefit listed on the policy.