International Health and Travel Insurance
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International Medical & Travel Insurance
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Travel & International Medical
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In this section of the site we have Travel Medical Insurance plans. These plans offer temporary coverage from between 5 days and 3 years depending on the plan you choose. They are guaranteed issue, meaning there are no health questionnaires to complete, only a simple application and your policy is issued. They offer limited coverage in your country of citizenship/residence. They don't cover things like maternity, physicals or pre-existing conditions (with limited exceptions). They should be considered international sickness/injury plans. You might look at these plans for more comprehensive international health insurance coverage or here if you are looking for trip cancellation/baggage protection. Whether it is for a British Citizen that makes frequent business trips around the EU, a Brazilian going on a Scuba Diving trip to Australia, parents from India coming to the US to visit their children and grandchildren, or a US Citizen living in Mexico, we have plans that will fit your needs.

We understand that shopping for insurance can be a very confusing process. We take our job very seriously and do everything we can to be sure that you understand the plan that you purchase

Inbound USA - Scheduled Benefits

While the United States offers the most comprehensive medical care available, it is often complicated as well as very expensive. For the visitor to the United States or the recent immigrant, finding a program that is easy to understand and reasonably priced is often difficult.

As a solution, InboundUSA was developed to provide a simple program to visitors and immigrants. This program is available to non-United States citizens who come to the U.S. for business, pleasure, to study, or to immigrate. The program must become effective within 12 months of arrival in the United States. [more information]

Atlas Series - Comprehensive Benefits

Atlas American and Atlas International

The Atlas Series now automatically includes many new benefits, services and features that make it the best option for individuals and families who travel internationally. At no additional cost, the Atlas Series adds coverage for Acts of Terrorism, Complications of Pregnancy and Incidental Trips home to the industy's leading travel medical insurance plan. State of the art travel and emergency medical assistance services are part of every Atlas Series plan. In addition, the Atlas Series now allows you to extend and/or renew your coverage for up to 36 months. All of this with the same astonishing service you have come to expect from HCC Medical Insurance Services, the leader in international travel medical insurance.  You can view the description of benefits or the schedule of benefits for further details. [more information]

Liaison International - Comprehensive Benefits

Providing comprehensive medical coverage while traveling outside the insured's home country (country of permanent residence), Travel Medical Insurance fills a valuable need to the global community. You can buy Liaison International to cover you on your trips of 5 days or more, Liaison International is renewable for up to 6 months. Choose policy maximums from $50,000 to $1,000,000. [more information]

Liaison Majestic - Comprehensive Benefits

Liaison Majestic is similar to the Liaison International plan, however it offers some new benefits like;  Coma Benefit, Felonious Assualt Benefit, increased Common Carrier AD&D and also Political Evacuation/Repatriation. You can buy Liaison Majestic to cover you on your trips of 5 days or more and is renewable for up to 3 years.

This plan has compelling premiums for "non-US citizens" traveling outside the US... It is currently the only policy that allows a US citizen to buy coverage for a trip to the US. Choose policy maximums from $60,000 to $1,000,000. [more information]

Patriot Series - Comprehensive Benefits

Designed for the international traveler
There are two Patriot products available to meet your needs. Each plan provides up to US$2,000,000 of medical coverage. The Patriot Series provides coverage for people traveling outside their country of citizenship for a minimum of 5 days up to a maximum of two years and can be renewed with a minimum 3 month purchase. [more information]

Patriot Executive is a nice multi-trip plan that will cover you for an unlimited number of trips (up to 15 days or 30 days) per year.

Inbound IMMIGRANT - Scheduled Benefits

Inbound Immigrant was developed to provide a simple program to visitors and immigrants. This program is available to non-United States citizens who come to the U.S. for business, pleasure, to study, or to immigrate. It is available for up to 5 years of coverage and is a perfect low cost option for someone waiting for Medicare..

While the United States offers the most comprehensive medical care available, it is often complicated as well as very expensive. For the visitor to the United States or the recent immigrant, finding a program that is easy to understand and reasonably priced is often difficult. [more information]

Comprehensive Benefit Plans

This type of plan design is much better coverage than a Scheduled Benefit plan.  With this type of plan your "out of pocket maximum" is much more certain.  This also tends to be more expensive than a Scheduled Benefit design.

Scheduled Benefit Plans

This type of plan is designed to be lower priced than the Comprehensive plans.  Though these plans have similar maximum benefits, you need to also look at the specific benefit levels for things like Inpatient & Outpatient Surgical Treatment and Hospital Emergency Room.  These lower benefits can lead to a hospital billing for charges that exceed the covered benefit listed on the policy.

 

 

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