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International Travel Insurance > SevenCorners > Liaison Continent

Liaison Continent

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Liaison Continent Benefit Schedule


All benefits and premiums listed are in U.S. Dollar amounts.
Liaison Continent
Medical Maximum: $50,000; $100,000; $500,000; $1,000,000 (ages 80+, maximum limited to $15,000)
Deductible: $0; $100; $250; $500; $1000; $2500    Deductible is per person per policy period, maximum of 3 Policy Period deductibles per family. The selected Deductible and Coinsurance amount must be met for your Policy Period, maximum one hundred and eighty seven (187) days. (see Continuing Coverage)
Coinsurance:

Traveling to the United States:

  • Plan A: After you pay the deductible, the program pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Medical Maximum.
  • Plan B: After you pay the deductible, the program pays 75% of eligible expenses to the selected Medical Maximum.

Traveling outside the United States:

  • Plan E: After you pay the deductible, the program pays 100% to the selected Medical Maximum.
  • Plan F: After you pay the deductible, the program pays 80% of eligible expenses to the selected Medical Maximum..
Hospital Indemnity $150 / night (traveling outside the US and Canada) In addition to any other Covered Expense.
Dental (Emergency) $100 or ($500 for accidents) Only available to programs purchased for 1 month or more.
Emergency Medical Evacuation / Repatriation: $300,000 (in addition to the Medical Maximum)
Home Country Coverage : Incidental Trips to The Home Country: Up to $50,000
Follow Me Home Coverage: $5,000
Return of Mortal Remains: $50,000
Political Evacuation: $10,000
Terrorism: Usual, reasonable and customary to $50,000 Lifetime Maximum
Emergency Reunion: $50,000
Return of Minor Child(ren): $50,000
Interruption of Trip: $5,000
Loss of Checked Luggage: $250
Local Ambulance Expense: $5,000
Accidental Death & Dismemberment: $50,000 Principal Sum for Insured or Insured Spouse, $5,000 for Dependent Child.
Common Carrier AD&D: $100,000 per adult, $25,000 per child(ren) under age of 19; $250,000 Maximum per family
Hospital Room & Board: Usual, reasonable and customary to the selected Policy Maximum.
Intensive Care: Usual, reasonable and customary to the selected Policy Maximum.
Outpatient Medical Expense: Usual, reasonable and customary to the selected Policy Maximum.
Unexpected recurrence of a pre-existing condition Up to $25,000 for U.S. citizens under age 70 traveling outside the United States and Canada
(Age 70+, up to $5, 000)
Acute Onset of a Pre-Existing Condition
(non-US citizen traveling to the US)
If your overall medical maximum is $50,000, you will receive $50,000 towards medical expenses for of an acute onset of a pre-existing condition. Policy maximums of $100,000 will receive $100,000 towards acute onset. $500,000 policy maximums will have $125,000, and $1,000.000 policy maximums will receive $150,00 towards an acute onset. The $25,000 lifetime maximum evacuation coverage for non-U.S. citizens traveling to the United States remains the same. Non-U.S. citizens under age 70 traveling to the United States (Age 70+, no benefit).
Natural Disaster Up to $200 per day for 5 days
Benefit Period: 180 days

Unexpected Recurrence of a pre-existing condition

U.S. Citizens traveling outside of the U.S. and Canada
This Plan shall pay, up to $25,000 (Age seventy (70) and older, up to $5,000) subject to the chosen Deductible and Coinsurance, for Covered Expenses resulting from a sudden, unexpected recurrence of a Pre-existing Condition while traveling outside the United States and Canada. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.

Acute onset of a pre-existing condition

Non U.S. Citizens traveling to the United States
If you are under age 70, you are covered for an Acute Onset of a Pre-existing Condition as defined below. Coverage is available up to $100,000 (varies per medical maximum) Lifetime Maximum for Eligible Medical Expenses and up to $25,000 Lifetime Maximum for Emergency Medical Evacuation. Benefit limits are as follows:

Overall Medical Maximum Acute Onset Medical Maximum
$50,000 $50,000
$100,000 $60,000
$500,000 $75,000
$1,000,000 $100,000

An "Acute Onset of a Pre-existing Condition" is a sudden and unexpected outbreak or recurrence of a Pre-existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent care. The Acute Onset of a Pre-existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.

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