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International Travel Insurance > MultiNational Underwriters > Atlas Group
Atlas Group Travel Insurance Benefit Schedule
| Deductibles: | $0, $100, $250, $500, $1,000 or $2,500 per Certificate Period. |
| Coinsurance - Claims incurred in US or Canada: | For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. |
| Coinsurance - Claims incurred outside US or Canada: | For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit. |
| Hospital Room and Board: | Average Semi-private room rate, including nursing services. |
| Local Ambulance: | Usual, Reasonable and Customary charges. |
| Hospital Indemnity | $100 per day (not subject to Deductible or Coinsurance.) |
| Intensive Care Unit: | Usual, Reasonable and Customary charges. |
| Outpatient Treatment: | Usual, Reasonable and Customary charges |
| Physical Therapy | $50 per visit |
| All Other Eligible Expenses: | Usual, Reasonable and Customary charges. |
| Acute Onset of Pre-existing Condition: | $15,000 per Certificate Period
for Eligible Medical Expenses $25,000 per Certificate Period for Emergency
Medical Evacuation (only available to US citizens under age 70) |
| Emergency Dental: | Accident - Overall Maximum
Limit Acute Onset of Pain - $100 limit per Certificate Period |
| Emergency Evacuation: | Overall Maximum Limit |
| Emergency Reunion: | $15,000 limit per Certificate Period |
| Repatriation of Remains: | Overall Maximum Limit |
| Return of Minor Children | $5,000 limit |
| Terrorism: | $50,000 Maximum Lifetime Limit, Medical Expenses only |
| Accidental Death and Dismemberment: | Principal Sum $25,000 Adults age 18-69 $12,500 Adults age 70-74 $ 6,250 Adults age 75 and above $ 5,000 Children age 17 and below |
| Natural Disaster Benefit: | Up to $100 a day for 5 days when Displaced from planned, paid accommodations due to evacuation from forecasted disaster or following a disaster strike |
| Common Carrier Accidental Death: | $50,000 per adult, $25,000 children under age 18; $250,000 Maximum per group |
| Repatriation of Remains: | Overall Maximum Limit |
| Trip Interruption: | $5,000 limit per Certificate Period |
| Lost Checked Luggage: | $250 limit per Certificate Period (not subject to Deductible or Coinsurance) |
| Hospital Pre-Certification Penalty: | 50% of Eligible Medical Expenses. |
| Optional Hazardous Sports Rider: | Overall Maximum Limit |
| Overall Maximum Limit per Certificate Period (includes all benefits except Accidental Death and Dismemberment and Common Carrier Accidental Death): | Age 14 days to 69
- $50,000, $100,000, $250,000, $500,000 or $1,000,000. Age 70 to 79 - $50,000 Age 80 or older - $10,000. |