GlobeHopper Senior Single-Trip

From International Medical Group

Available for up to 12 months of coverage, GlobeHopper is a comprehensive travel medical plan that provides up to $1,000,000 in coverage for any new illness & injury that might occur while traveling.

**Note: GlobeHopper is available to U.S. citizens and U.S. permanent resident seniors who need temporary medical insurance while traveling outside the U.S.

Quote & Buy GlobeHopper

GlobeHopper Senior Benefit Schedule

Benefit

Description

Maximum Limits
$50,000, $100,000, $500,000, $1,000,000
80+: $50,000 or $100,000
Deductible
Your choice of $0*, $100, $250, $500, $1,000 or $2,500
*0 Deductible only available with $50,000 and $100,000 maximum limit
Coinsurance
No coinsurance
Sudden & Unexpected Reoccurrence of Pre-existing Condition
  • Eligible medical expenses: $2,500 maximum limit.
  • Emergency medical evacuation: $25,000 maximum limit.
Inpatient / Outpatient Benefits

Maximum Limits per Period of Coverage, or if Indicated, per Lifetime

Hospital Room and Board
Average semi-private room rate
Intensive Care
URC
Surgery
URC
Physician Visits
URC
Diagnostic Procedures
URC
Prescription Medication
URC
Home Nursing Care
URC
Durable Medical Equipment
URC
Continuation of Treatment Period
Earlier of 6 months per Injury or Illness, or upon return to home country
Evacuation Benefits

Must be approved in advance and coordinated by the company, not subject to deductible

Maximum Limits per Period of Coverage, or if Indicated, per Lifetime

Emergency Medical Evacuation
$250,000 lifetime maximum
Emergency Reunion
$50,000 lifetime maximum
Non-Emergency Medical Evacuation
$25,000 lifetime maximum
Return of Mortal Remains
$50,000 lifetime maximum
Local Burial / Cremation
$5,000 lifetime maximum
Political Evacuation
$50,000 lifetime maximum
Inter-facility Transportation
$2,500 lifetime maximum
Natural Disaster
$100 per day for five days, $5,000 lifetime maximum for evacuations
Additional Benefits

Maximum Limits per Period of Coverage, or if Indicated, per Lifetime

Terrorism Coverage
$50,000 lifetime maximum. Not subject to the deductible
Accidental Death & Dismemberment
$25,000 principal sum
Common Carrier Accidental Death
$50,000 per adult; $250,000 per family lifetime maximum
Trip Interruption
$5,000
Lost Luggage
$50 maximum per item of personal property, $250 overall maximum
Hospital Indemnity
$250 per night, 30 overnights maximum
Identity Theft
$10,000 lifetime maximum
Local Ambulance Expense
$5,000
Emergency Room - Due to Accident or Illness with Inpatient Admission
URC
Emergency Room - without Inpatient Admission
URC. Subject to additional $250 deductible
Dental Emergency - Treatment due to Accident
URC
Dental Emergency - Treatment of Unexpected Pain to Natural Teeth
$100

This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.

Patient Protection and Affordable Care Act

(“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.

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