Student Health Advantage

From International Medical Group

Renewable for up to 60 months of coverage, Student Health Advantage is a comprehensive travel medical plan that provides up to $500,000 in coverage per any new illness & injury that might occur while studying abroad.

Quote & Buy Standard Plan

Student Health Advantage For International Scholars or Students

Student Health Advantage is designed for individuals or groups of two or more students or scholars participating in a sponsored study abroad program, and desire an annually renewable comprehensive medical plan. This plan meets student visa requirements, includes benefits for maternity, mental health, organized sports and international emergency care.

Plan Highlights

  • Standard and Platinum level benefits available
  • Coverage for students, groups, and/or their spouses and unmarried dependent children traveling with them
  • Plan maximums limits up to $500,000 per injury or illness, and up to Lifetime Maximum $1,000,000
  • Plans are renewable up to 60 months if minimum of three months is purchased
  • Freedom to seek treatment with hospital or doctor of your choice
  • Universal Rx pharmacy discount savings
  • 24 hour secure access from anywhere in the world to manage your account at any time
  • Student Health Center $5 co-pay per visit
  • Meets student visa requirements
  • Maternity coverage
  • Mental health coverage
  • Organized sports coverage
  • Pre-existing coverage after 6 months with the Platinum option or 12 months with the Standard option

Student Health Advantage Program is designed for those who are:

  • Students participating in international programs
  • Cultural exchange participants
  • Graduate international students
  • Scholars and educators
  • Dependents
  • Actively engaged or participating in an educational or cultural exchange program in the country of assignment.
  • Traveling to a destination that is not their home country.

Renewal of Coverage

Eligible insureds whose initial coverage is at least 3 months can request coverage under the plan be renewed monthly for up to 12 monthg periods, for a maximum of 60 continuous months, as long as the premium is paid when due and the insured continues to meet the eligibility requirements of the plan.

This web page contains only a consolidated and summary description of all current Student Health Advantage Insurance benefits, conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this information has expired, is modified, or is replaced with a newer version.

Patient Protection and Affordable Care Act

(“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.

InsuranceQuest.com is a web site from CDA Insurance LLC. CDA Insurance LLC is not an insurance carrier, we are an agency that represents many companies offering products to the general public. We do our best to assure that all information presented on our web site is current and accurate. The information and suggestions on our site are intended for informational purposes only, and we expressly disclaim any representations or warranties, express or implied, regarding the accuracy of such information.

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