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Student Travel Insurance > MultiNational Underwriters

StudentSecure Student Travel Insurance

StudentSecure Travel Insurance Benefits

  Select Plan Budget Plan
Certificate Period Maximum $300,000 (Participant)
$ 50,000 (Spouse)
$ 50,000 (Child)		 $250,000 (Participant)
$ 50,000 (Spouse)
$ 50,000 (Child)
Maximum Benefit per Injury or Illness $300,000 (Participant)
$ 50,000 (Spouse)
$ 50,000 (Child)		 $250,000 (Participant)
$ 50,000 (Spouse)
$ 50,000 (Child)
Deductible $100 per Injury or Illness
Reduced to $50 if treatment is from Student Health Center
Coinsurance
Claims incurred in US		 For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Certificate Period Maximum

For charges incurred within the PPO or at a Student Health Center, coinsurance will be waived.		 For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit
Coinsurance
Claims incurred oustide of US		 After the Deductible, Underwriters will pay 100% of Eligible Expenses to Certificate Period Maximum For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit
Hospital Room & Board Average Semi-private room rate, including nursing services
Local Ambulance Up to $350 per Injury / Illness if Hospitalized as Inpatient
Intensive Care Unit Usual, Reasonable, and Customary charges
Outpatient Prescription Drugs 50% of Actual Charge
Mental Health Disorders Outpatient: $50 Maximum per day, $500 Maximum Lifetime
Inpatient: Usual, Reasonable, and Customary charges to $10,000 Maximum Lifetime
Treatment must be not obtained at a Student Health Center
Dental Treatment due to Accident $250 Maximum per tooth
$500 Maximum per Certificate Period
Dental Treatment to alleviate pain $100 Maximum per Certificate Period
Maternity Care for a Covered Pregnancy Usual, Reasonable, and Customary Charges
Routine Nursery Care of Newborn $750 Maximum per Certificate Period $250 Maximum per Certificate Period
Therapeutic Termination of Pregnancy $500 Maximum per Certificate Period
Physical Therapy & Chiropractic Care Maximum $50 per visit per day
Must be ordered in advance by a Physician and not obtained at a Student Health Center
Intercollegiate, interscholastic, intramural, or club sports $5,000 Maximum per Injury / Illness
Medical Expenses only
Terrorism $50,000 Maximum Lifetime Limit, Medical Expenses Only
Benefit Period for coverage after Policy Termination Date 60 days from date of Injury or Onset of Illness if Member is Hospitalized on the Termination Date
Emergency Medical Evacuation $300,000 (Participant)
$50,000 (Spouse/Child)		 $250,000 (Participant)
$50,000 (Spouse/Child)
Emergency Reunion $2,500 Lifetime $1,000 Lifetime
Accidental Death & Dismemberment
Principal Sum
$25,000 (Participant)
$10,000 (Spouse)
$ 5,000 (Child)
No coverage
Repatriation of Remains $25,000 Maximum $15,000 Maximum

 

 

 

 

 
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