GlobeHopper Senior Multi-Trip

From International Medical Group

Available for all trips up to 30 days duration or less per year, GlobeHopper Multi-Trip is a comprehensive multi-trip travel medical plan that provides coverage to US citizens and US permanent resident seniors for any new illness & injury that might occur while traveling outside of the US.

Quote & Buy GlobeHopper Multi-Trip

GlobeHopper Senior Multi-Trip Benefit Schedule

Benefit

Description

Period of Coverage
12 Months with maximum of 30 days per trip
Area of Coverage
Outside the United States
Maximum Limit
Ages: 65-79
$1,000,000
Maximum Limit
Ages: 80+
$100,000
Deductible
$250 per Illness / Injury
Coinsurance
No coinsurance
Sudden & Unexpected Reoccurrence of Pre-existing Condition
  • Eligible medical expenses: $5,000 maximum limit
  • Emergency medical evacuation: $25,000 maximum limit
Inpatient / Outpatient Benefits

Maximum limits per period of coverage, or if indicated, per lifetime

Hospital Room and Board
Average semi-private room rate
Intensive Care
URC
Surgery
URC
Physician Visit
URC
Diagnostic Procedures
URC
Prescription Medication
URC
Home Nursing Care
URC
Durable Medical Equipment
URC
Continuation of Treatment Period
$5,000 maximum limit before earlier of a) 30 day per injury or illness or b) upon return to home country
Evacuation Benefits

Must be approved in advance and coordinated by the company, not subject to the deductible

Emergency Medical Evacuation
$250,000 lifetime maximum
Emergency Reunion
$50,000 lifetime maximum
Non-Emergency Medical Evacuation
N/A (only offered under Evacuation Plus rider)
Return of Mortal Remains
$50,000 lifetime maximum
Political Evacuation
Up to $10,000
Local Burial / Cremation
$5,000 lifetime maximum
Political Evacuation
$50,000 lifetime maximum
Inter-facility Transportation
$2,500 lifetime maximum
Natural Disaster
$100 per day for five days, $5,000 lifetime maximum for evacuations
Additional Benefits
Terrorism Coverage
$50,000 lifetime maximum. Not subject to the deductible.
Accidental Death & Dismemberment
$25,000 principal sum
Common Carrier Accidental Death
$100,000 per adult / $250,000 per family lifetime maximum
Trip Interruption
$5,000
Lost Luggage
$50 maximum per item of personal property, $250 overall maximum
Hospital Indemnity
$250 per night, 5 overnights per trip maximum
Identity Theft
$500
Felonious Battery
$10,000 lifetime maximum
Local Ambulance Expense
URC
Emergency Room
Due to Accident or Illness with Inpatient Admission
URC
Emergency Room
Without Inpatient Admission
URC
Dental Emergency
Treatment due to Accident
URC
Dental Emergency
Treatment of Unexpected Pain to Natural Teeth
$100

Optional Riders for GlobeHopper Senior Multi-Trip

Under the GlobeHopper Senior Multi-Trip, you may elect to purchase an optional rider at the time of application. The optional rider provides additional coverage for a charge.

Evacuation Plus Rider:

(Non-Emergency Medical Evacuation)

This optional rider provides coverage for medical evacuations for sudden and unexpected medical conditions that are non-life-threatening, and where hospitalization is medically necessary. This rider will cover reimbursement up to a maximum of $25,000 for the transportation costs to the nearest hospital where the insured person will receive treatment to prevent further loss. The insured person may select a different Hospital in his/her Home Country at his/her option, but in such event they will be solely responsible for all costs and expenses in excess of the amounts that would have been incurred to the nearest qualified Hospital.

This web page contains only a consolidated and summary description of all current Patriot Multi-Trip Travel Medical Insurance benefits, conditions, limitations and exclusions. A certificate containing the complete Policy Wording with all terms, conditions and exclusions will be included with the fulfillment kit. IMG reserves the right to issue the most current Policy Wording for this insurance plan in the event this application and/or brochure has expired, is modified, or is replaced with a newer version. Current Policy Wordings are available upon request.

Patient Protection and Affordable Care Act

(“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.

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