International Travel Insurance > HCC Medical Insurance Services > Multi-Trip Travel Coverage
Atlas Professional Annual Multi-Trip Plan
Atlas Professional is the obvious choice for corporate executives and other
professionals who require travel medical insurance coverage for numerous trips
during the year. When you buy Atlas Professional, coverage is automatically
in place for those last minute international trips. State of the art travel
and emergency medical assistance services are part of every Atlas Professional
policy. All of this with the same astonishing service you have come to expect
from MultiNational Underwriters®, the leader in international travel medical
If you are under age 66 and you maintain medical insurance that covers you
while you are in your Home Country, you are eligible for Atlas Professional.
Your Spouse under age 66 and dependent children who are at least 14 days up
through age 18 may also be covered, provided they too maintain medical insurance
that covers them while they are in their Home Country. The Overall Maximum Limit
is $1,000,000 per person.
When Does Annual Coverage Become Effective and When Does it End?
The Effective Date is the later of: the date we receive your Application and
correct premium or the date you request on your Application. The Certificate
Period is 12 months. During the Certificate Period, you are covered for all
trips of 30 days duration or less outside your Home Country. Coverage is effective
the moment you depart your Home Country and ends the moment you return to your
Home Country. If you purchase coverage for your Spouse and/or Dependents (under
age 19), they are covered during the same time period as you as long as they
accompany you on your trip.
Who is the Insurer?
Lloyd's, the largest and oldest insurance market in the world, is the insurer
of the Atlas Series. Rated A (Superior) by AM Best Company and A (Strong) by
Standard and Poor's, Lloyd's provides financial strength and security that is
unparalleled in the worldwide insurance market. Lloyd's is recognized as a market
leader in the accident and health insurance arena and is well-known for its
innovative products and services. Presently, Lloyd's provides accident and health
insurance to millions of individuals in almost every country of the world.
Who is the Plan Administrator?
MultiNational Underwriters®, headquartered in Indianapolis, Indiana, is
a full service organization offering a comprehensive portfolio of insurance
products designed specifically to address the insurance needs of international
travelers. As the flagship company of the Noel Group, we benefit from the experience
of a corporate leadership team that covers over 6 million travelers a year.
Our international claims specialists, medical professionals and client relations
specialists are available 24 hours a day, 7 days a week to answer your questions
and respond to your needs. Whether you have lost your luggage or are in need
of Emergency Medical Evacuation, you will find our service team to be prompt,
compassionate, and highly professional.