International Military Student > Medical Insurance

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International Military Student Medical Insurance

The Military Student Medical plan is offered exclusively by InsuranceQuest.com and is designed to provide short term coverage to foreign military students and dependents in the USA on A or B visas. Coverage on this plan is available for up to 12 months of continuous coverage. If you need coverage for a longer period of time, please look at our Military Student Plus plan.

The coverage on the Military Student plan has been designed to meet all DSCA medical policy requirements, providing comprehensive coverage for officers/students and their dependents. Each participant must have a health insurance plan that meets all DSCA medical policy requirements covering complete dates for their period of time in the United States, and this plan has specifically been designed to meet those requirements.

Minimum Requirements for Medical Insurance:

1. Healthcare insurance policy coverage should include coverage for all non-elective conditions, and must remain in effect for the duration of the IMS and authorized dependents DoD sponsored stay in the United States. The initial policy should be in effect for one year or the duration of the IMS stay in the US under DoD security assistance sponsorship, whichever is less and must be renewable
2. Medical benefits of at least $400,000 per year (payable in US dollars; no conversion from foreign currency).
3. Total Policy Deductible not to exceed $1,000 annually .
4. Repatriation of remains in the amount of $50,000 (per individual), should a death occur in the US. (NOTE: this would provide for the preparation and transportation of remains to home country.)
5. Medical evacuation in the amount of at least $250,000 (per individual) for immediate transportation to the nearest adequate medical facility, and subsequently in the eve net it is determined to be medically necessary for IMS and or authorized dependant to return to home country.
6. Healthcare insurance policy must meet the following requirements:
   1. No exclusion for payment of benefits directly to a DoD MTF if applicable.
   2. Provide nationwide coverage/service.
   3. Provide single source administration/management for the policy.
   4. Have a point of contact in the US. In all cases, the insurance company is to pay promptly in US currency directly to health care provider.
   5. Have a copy of the policy written in English.

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International Military Student PLUS Medical Insurance

The International Military Student PLUS Medical plan is also offered exclusively by InsuranceQuest.com and is designed to provide short term coverage to foreign military students and  dependents in the USA on A or B visas. Initial coverage on this plan is available for up to 12 months of continuous coverage and the plan is renewable.

The coverage on the Military Student PLUS plan has been designed to meet all DSCA medical policy requirements, providing comprehensive coverage for officers/students and their dependents. Each participant must have a health insurance plan that meets all DSCA medical policy requirements covering complete dates for their period of time in the United States, and this plan has specifically been designed to meet those requirements.

In addition to satisfying the minimum requirements offered in the International Military Student plan illustrated above, the PLUS plan also offers:

1. Maternity benefits (9 month waiting period)
2. Annual adult physicals (12 month waiting period)
3. Annual mammogram (12 month waiting period)
4. Well child care (no waiting period)
5. Newborn care
6. Mental/Nervous coverage (6 month waiting period)