International Life Insurance > General Information

IC+ Term Life Insurance

• Basic Plan (Basic): Policy Limit Paid at Death
• Terminal Illness (TI): 1/2 of Policy Limit Paid when Diagnosed with Terminal Illness and 12 Months or Less to Live
• Double Indemnity (AD): 2x Policy Limit Paid when Death is Result of Covered Accidental Injury

• Term Life Insurance - Up to 10 Year Term
• No Cash Value
• No Surrender Value
• No Conversion Option
• [more information]

High Limit Accident Insurance

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Coverage Types

• 24 Hour Coverage - includes any accidental bodily injury, including air travel and common carrier coverage.
• Common Carrier - includes any form of conveyance that is certified as a common carrier of passengers, including Air Travel.
• Air Travel Only - includes traveling as a passenger on a Certifi ed Passenger Aircraft provided by a commercial airline on a regularly scheduled or non-scheduled, special or chartered flight and operated by a properly certified pilot. Military Air Transport Service is covered.

Optional Coverage

• War or Acts of War and Terrorism

Benefits Coverage

• Accidental Death - pays the Principal Sum Benefit to the designated Beneficiary in the event of death due to accidental bodily injury, or exposure to weather as a result of an accident or disappearance or the sinking of a conveyance on which the insured was a passenger and the body is not found within 365 days of the accident.
• Accidental Death and Dismemberment - includes the loss of use of both hands or feet, or one hand and one foot, or the loss of sight of both eyes. Th e Principal Sum Benefit is paid for these losses. One half the Principal Sum amount will be paid in the event of the loss of sight of one eye, the loss of use of one hand or one foot, the hearing of both ears or the ability to speak.
• Accidental Death and Dismemberment and Sudden Cardiac Arrest - Th is coverage pays the full benefit if an insured person dies within 72 hours of a sudden cardiac arrest.

Expatriate Life Insurance - Online Quotation

Global Life from William Russell - Protect the people you care for

The Global Life plan allows you to select the cash lump sum your family would need to protect their financial future without you.

You may apply for up to 20 times your current salary, subject to the following maximum amounts:- £600,000 or $1,000,000 or €1,000,000.

You must be below age 65 when you apply for cover. If you die whilst your plan is in force your Global Life benefit will be paid as a lump sum to your beneficiaries. The Global Life plan has no investment return. [more information]

International Life Insurance - Online Quote

Benefits Summary

• Death Benefit up to US$1,000,000*
• Annually Renewable through Age 65
• Accidental Death Benefit Upgrade up to US$1,000,000*
• Worldwide Coverage
• War & Terrorism Rider Available 

Eligibility
Citizenship: All Nationalities
Residency: All Countries (US Citizens must have primary residence outside of the US)
Age: 18 - 64
Eligible Occupations: administrative, executive, clerical, supervisory, educator, professional
Excluded Occupations: high risk, police, fire, security, factory, manufacturing, manual labor, heavy machinery, construction, vehicle driver