International Life Insurance > MultiNational Underwriters > IC+ Term Life
IC+ Term Life Insurance
IC+
TERM LIFE INSURANCE FOR THE
INTERNATIONAL MARKET
PRODUCT DESCRIPTION / GENERAL UNDERWRITING GUIDELINES
Products Description:
- Basic Plan (Basic): Policy Limit Paid at Death
- Terminal Illness (TI): 1/2 of Policy Limit Paid when Diagnosed with Terminal
Illness and 12 Months or Less to Live
- Double Indemnity (AD): 2x Policy Limit Paid when Death is Result of Covered
Accidental Injury
Features of All Plans:
- Term Life Insurance - Up to 10 Year Term
- No Cash Value
- No Surrender Value
- No Conversion Option
Get an International Term Life Quote!
Underwriting Requirements:
- Complete an IC+ International Term Life Insurance Application, may be completed on-line
- If the total amount of Life Insurance applied for (all companies) is greater than $350,000, a Financial Questionnaire is
Required. There are two Financial Questionnaires; one is required when the purpose of purchasing the insurance is
Personal Protection, Inheritance Tax or in connection with a Private Residential Loan; the other is required when the
purpose of purchasing the insurance is Keyman, or in connection with a Commercial Loan. Financial Questionnaires
will be provided upon receipt of your application.
- A Medical Questionnaire, completed within 30 days of Application, by a licensed
Physician, is required at the following amounts of insurance:
( A Medical Questionnaire will be provided upon receipt
of your application)
| Age |
Amount |
| Under 35 |
$225,000 |
| 36 to 45 |
$187,500 |
| 46 to 50 |
$150,000 |
| 51 to 55 |
$112,500 |
| 56 to 60 |
$ 75,000 |
| 61 to 65 |
$ 37,500 |
| 66+ |
Any
amount |
Note: These guidelines apply to "clean" Applications only. If there are disclosures, individual consideration will be
given, and a Medical Questionnaire may be required.
This product is available only to individuals residing outside the US at time of Application. Premium surcharges will be
made for individuals residing in "hot" areas of the world.
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