PRE-EXISTING MEDICAL CONDITIONS

We do not pay for the treatment of pre-existing conditions. A pre-existing condition is any medical condition which existed, or which ever required treatment, medication, or advice from a medical practitioner or specialist, or which was diagnosed, prior to your date of entry to the Global Health plan or medical condition that you knew about or should reasonably have known existed, whether or not a doctor had been consulted, unless such condition has been declared to us on your application form and has not been specifically excluded by us.

When you apply to join Global Health you must complete our health questionnaire and disclose any medical conditions you and your dependants are suffering from or have suffered from in the past. We can then advise you of any specific medical exclusions that will apply in respect of your cover.