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Worldwide Rates: Silver / Gold / Platinum
Rates Excluding US & Canada: Silver / Gold / Platinum
International Health Insurance > International Medical Group
Global Medical Insurance
Global Medical Insurance offers worldwide coverage to a wide variety of international clientele, including expatriates, international executives, diplomats, students, entertainers and other international travelers. When you select Global Medical Insurance you receive IMG's commitment to deliver world-class health benefits, medical assistance and total peace of mind.
Global Medical Insurance offers you the choice of three plan options: Silver, Gold and Platinum. You also have the opportunity to select a coverage area: worldwide or worldwide excluding the U.S. and Canada. Simply choose the plan option and coverage area that best fits your needs. Each one offers a full range of benefits suited for individuals and families, provides coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment.
As part of the eligibility
requirements for Global Medical Insurance, US citizens must reside abroad or plan to leave the US on their effective date and plan to reside abroad for at least six of the next 12 months. Non-US citizens may reside anywhere, including their country of citizenship, although certain eligibility restrictions may apply to non-US citizens residing in the U.S. Note*: Coverage not available to anyone with a Florida address.
You also have the option of adding Global Term Life InsuranceSM and Global Daily IndemnitySM to your Global Medical Insurance
- Worldwide coverage.
Global Term Life Insurance
- Global Term Life Insurance provides protection for your family at the time of a traumatic loss and is available with no additional underwriting. This coverage is available for a standard annual premium of $240 and includes an Accidental Death and Dismemberment benefit.
- Global Daily Indemnity pays you US$100 for each covered overnight hospital stay other than those related to maternity.
Lifetime Eligibility
Lifetime medical coverage is available if you are enrolled in the Global Medical Insurance plan by your 65th birthday and maintain continuous coverage to age 75. Prior to your 75th birthday you will receive a summary of benefits of a new plan, Global Senior Plan®, and an enrollment form for coverage. There is no additional medical underwriting. You simply need to review the benefits, and complete and return the enrollment form with your premium.For more information on this coverage, go to the Global Medical InsuranceSM brochure go to page 7. Also, if you prefer to download an application for the policy, we provide that as well.