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Global Medical Insurance
Global Medical Insurance offers worldwide coverage to a wide variety of international clientele, including expatriates, international executives, diplomats, students, entertainers and other international travelers. When you select Global Medical Insurance you receive IMG's commitment to deliver world-class health benefits, medical assistance and total peace of mind.
- Flexible, comprehensive medical coverage
- Coverage for individuals and families
- Four unique plan designs - Silver, Gold, Gold
Plus and Platinum
- Optional riders: Global Term Life Insurance, Global
Daily Indemnity, Maternity, Terrorism, Sports
- Choose your area of coverage (worldwide or worldwide excluding the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan)
- Select from multiple deductible options
- Family premium covers first two children between 14 days and 9 years at no additional cost for the first year
- Choose from several payment modes
- Multiple underwriting options to fit your needs
- Freedom to choose your provider
- Access to two extensive
- Emergency Medical Evacuation and other evacuation benefits
- Medical Concierge Program
- Medical professionals to coordinate your care
- 24 hour access to information
As part of the eligibility
requirements for Global Medical Insurance, US citizens must reside abroad or plan to leave the US on their effective date and plan to reside abroad for at least six of the next 12 months. Non-US citizens may reside anywhere, including their country of citizenship, although certain eligibility restrictions may apply to non-US citizens residing in the U.S.
Being a citizen of the global community can be an exciting experience, yet one that can pose potential complications. Your health care while abroad should not be one of those concerns. Global Medical
Insurance is a revolutionary program from IMG that offers the flexible worldwide coverage you need, backed by the world-class services you expect. Unlike other health care programs on the market, Global
Medical Insurance allows you to custom build a plan that is specifically tailored for you.
Global Medical Insurance is designed to meet your total needs. The program offers you the flexibility to select
from an assortment of unique benefit options - each with specialized coverages. To accommodate your financial means, you can customize your length and area of coverage with the flexibility to select
from multiple deductibles and modes of payment. With your medical history in mind, the program also provides flexible underwriting methods to extend coverage to you that may be declined by other companies.
Additionally, the program provides world-class services. To maximize the outcome of your medical care, our on-site clinical staff is ready to assist you at a moment’s notice, and our extensive
global provider networks are quickly and easily accessible. You also have direct access to our Medical Concierge, an unequalled service that provides you with personalized assistance in locating the
best provider for your specific needs, while saving you on out-of-pocket and medical expenses. You can also efficiently save time managing routine areas of your account by utilizing our secure, online
Lifetime medical coverage is available if you are enrolled in the Global
Medical Insurance plan by your 65th birthday and maintain
continuous coverage to age 75. Prior to your 75th birthday you will receive
a summary of benefits of a new plan, Global Senior Plan®, and an enrollment
form for coverage. There is no additional medical underwriting. You simply
need to review the benefits, and complete and return the enrollment form
with your premium.
For more information on this coverage, go to the Global
Medical InsuranceSM brochure. Also, if you
prefer to download an application for the policy, we provide that as well.