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International Health Insurance > HTH Worldwide
Global Citizen EXP Health Plan Benefits
| Outside U.S. | |||||||||||||||||||
| Lifetime Maximum per Insured Person |
$5,000,000 |
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| Preventive and Office Visits | Insurer Waives Deductible |
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| Physician Office Visits (Adult) |
All except a $10 copay per visit1 |
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| Physician Office Visits (Children 0-18) |
100% |
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| Child Immunizations, Lab work & X-rays |
100% |
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| Women: (25 and Older) Routine Pap Smears, annual mammogram |
100% |
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| PSA for Men | 100% |
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| One Routine Physical Per Year |
100% |
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| Professional Services | Insurer Pays After Deductible
is Met |
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| Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. |
100% |
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| Inpatient Hospital Services | Insurer Pays After Deductible
is Met |
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| Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant |
100% |
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| In-patient medical emergency2 | 100% |
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| In-patient drugs |
100% |
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| Ambulatory and Therapeutic Services | Insurer Pays After Deductible
is Met |
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| Ambulatory Surgical Center |
100% |
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| Ambulance Service |
100% |
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| Accidental Dental |
$1,000 per year, $200 per tooth |
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| Acupuncture and Chiropractic Services |
100% up to $2000 |
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| Durable Medical Equipment |
100% |
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| Infusion Therapy |
100% |
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| Physical/Occupational Therapy |
$30/visit, 12 visits per year |
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| Basic Prescription Drug Benefit |
50% of actual charges up to $500 |
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| Optional Prescription Drug Benefit | Insurer Pays After Deductible
is Met |
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| Subject to $3,000 Maximum Benefit per Insured Person per Policy Period. | 80% of actual charges | ||||||||||||||||||
| Global Travel Benefits | Insurer Pays Without a Deductible |
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| Medical Evacuation |
Up to $100,000 |
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| Repatriation of Remains |
Up to $25,000 |
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| Accidental Death and Dismemberment |
$50,000 |
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Maternity Benefits After 12 months of continuous coverage, Global Citizen members may renew their coverage or apply for a new plan that covers maternity costs in the same way as all other medical conditions. To be eligible for the maternity benefit, a member must not be pregnant at the time of upgrade. |
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